Dacutecat Finance

Pagaya is a great stock and is a buy for me. Pagaya is rated a top 1% stock compared to its competitors and is a very strong stock by itself.

First of all, Pagaya is a AI driven credit evaluation and lending infrastructure product company. Not like it’s competitors, since Pagaya is using AI it saves plenty of hours it’s competitors would need to calculate by themselves while still out performing them. Not only that Pagaya can benefit highly from the current growth of AI use.

Pagaya also has a very stabilized growth pattern with improving margins. Guidances points to 20% topline growth in 2025. That i not the most explosive growth but having the growth to be stable and smooth is what matters the most to me. The net income and free cash flow magin graphs are both looking very good, but in my opion can do better for Pagaya’s growth profile. I am pretty confident about the growth levels being maintained for many years ahead. Margins are also seeing improvements with visible efficiencies in operating expenses.

In conclusion Pagaya(PGY) is a buy for me at this time showing a strong growth and a smooth graph.